Exterior Water Service Line Coverage
$7.95/mo
$23.85/qtr
$95.40/yr
Exterior Water Service Line Plan
As your home ages, so does the exterior water service line that brings fresh water to your house. If this line breaks or leaks due to ground shifting, pipe aging, corrosion or extreme temperatures, you could face an expensive repair bill.
There's no surefire way to prevent a water service line emergency — and basic homeowner’s insurance doesn’t typically cover damage due to normal wear and tear. Fortunately, with a plan from HomeServe, you can be prepared for when a covered water service line emergency happens and for the associated costs to fix it, up to the benefit amount.
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What Is an Exterior Water Service Line Plan?
A water service plan from HomeServe is designed to help homeowners with their exterior water service lines. These lines can be compromised by age and corrosion, which can lead to pricey repairs down the line — repairs for which a homeowner may not be financially prepared.
What Does a Water Service Line Plan From HomeServe Cover?
Before you decide on a plan, it’s important to know what the plan offers in terms of repair coverage for different systems and appliances. Here are some of the things covered in our water service line plan:
- Excavation to expose the pipe
- Pipe replacement or repair
- Unblocking
- Fitting external valves
- Fusing
- Welding
- Pipe cutting
- Locating a leak
- Backfilling
When you’re prepared with a water service line plan from HomeServe, you’ll have the coverage you need and the peace of mind knowing the experts are just a phone call away.
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What Problems Can a Water Service Line Cause?
The water service line is a vital system in your home. If it fails, you could be looking at leaks that need a replacement that cost thousands of dollars. Here are some of the things that can happen when your water service line fails:
- A visible water leak in your yard
- Water leaks in your basement
- Low water pressure
On average, replacing a damaged water service line costs $3,039*. Are you financially prepared to handle an unexpected repair of this magnitude?
*National average repair costs as of December 2024.
Are Exterior Water Service Line Plans Worth It?
Exterior water service line coverage could pay for itself upon finding yourself in need of emergency repairs. That’s because, without a plan, you’ll be responsible for the water service line on your property and you’ll have to arrange and pay for any necessary repairs.
When you choose HomeServe for a home protection plan, you’ll immediately have access to our 24-hour repair hotline to schedule a repair. we’ll send you a local, licensed and insured contractor to address your covered home repair.
Frequently Asked Questions
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What is water line protection?
It's a service program that goes beyond your typical basic homeowner’s insurance and provides repairs to a covered broken or leaking water pipe. Normal wear and tear, corrosion or even soil conditions can cause pipe problems that can lead to costly repairs.
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Is a service line typically covered by basic homeowners’ insurance?
Unfortunately, many homeowners believe they don’t have to worry about their water service lines, as it’s covered by their homeowner’s insurance. In reality, basic homeowners’ insurance typically doesn’t cover damage due to normal wear and tear.
What HomeServe Customers Have to Say
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Rafael, Rialto, CA
“I was very satisfied with the whole process, everything went smoothly. Everyone I worked with was professional and very helpful. Keep up the good work.” – Nov. 2025
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James, Fresno, CA
“Great overall experience. Tech did a great job repairing the issue.” Oct. 2025
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Judy, Tucson, AZ
“The problem was addressed immediately and taken care of [quickly.] The technician was on time, explained everything, cleaned up afterwards and left the area clean….” Oct. 2025
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Misty, Arlington, TX
“[The tech] was very nice and very knowledgeable and friendly. A+++ for him!” Oct. 2025
Coverage not available everywhere. Plan benefits, limitations, and exclusions vary. To find specific plans available in your area and see what could be covered for you, please use the zip-in feature on our site.
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